Travelers Property Casualty and Discover Back Away From Safelite

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Travelers Property And Discover Casualty Files Declaratory Judgement

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Recently Travelers Property Casualty Company of America and Discover Property and Casualty Insurance Company filed a Declaratory Judgement against Safelite Group LLC, Safelite Solutions LLC, and Safelite Fulfillment Inc. 


Filed in September 20, 2020, by the Plantiffs, Travelers Property Casualty Company of America and Discover Property & Casualty Insurance Company by their attorneys, for their  Complaint for Diclaratory Judgement against  Defendants Safelite Group, Inc.


In this claim, Travelers Property Casualty Company of America used Ultra Bond and me Richard Campfield, as an underlying litigation from August 8, 2015 under Docket Number. 2: 15-cv-02733-MHW-CMV. 


What's great is how Travelers, mentions the exact reason why they are filing the Declaratory Judgement because of what we are suing Safelite for, which are damages done to the windshield crack repair and windshield repair market. Under the Landham Act 15 U.S.C & 1125(a)(1)(B), in connection with Safelite's advertisements. 


Read on below to learn more about how we believe this action is warranted and other Insurance Giants will be soon to follow as Ultra Bond's legal defense teams seeks a Summary Judgement in the U.S. Supreme Court of Ohio and the State of California vs Lawsuit. Click the download button for more for an exact copy of the filed lawsuit from Travelers and Discovery Insurance companies.

Click Here Download Full This Declaratory Judgement

Travelers and Discover Complaint For Declaratory Judgement Against Safelite

IN THE COURT OF COMMON PLEAS


FRANKLIN COUNTY, OHIO


TRAVELERS PROPERTY CASUALTY COMPANY OF AMERICA

One Tower Square

Hartford, CT 06183-7312


and


DISCOVER PROPERTY & CASUALTY INSURANCE COMPANY

One Tower Square

Hartford, CT 06183-7312,


Plaintiffs,


v.


SAFELITE GROUP, INC.

2400 Farmers Drive

Columbus, Ohio 43235


SAFELITE SOLUTIONS LLC

2400 Farmers Drive

Columbus, Ohio 43235


and


SAFELITE FULFILLMENT, INC.

2400 Farmers Drive

Columbus, Ohio 43235,


Defendants.


COMPLAINT FOR DECLARATORY JUDGMENT


Plaintiffs, Travelers Property Casualty Company of America (“TPCCA”) and Discover Property & Casualty Insurance Company (“Discover”) (collectively, “Travelers”), by and through their attorneys, for their Complaint for Declaratory Judgment against Defendants Safelite Group, Inc. (“SGI”), Safelite Solutions LLC (“SSLLC”), and Safelite Fulfillment, Inc. (“SFI”) (collectively, “Safelite”), state as follows:


Parties:


a. TPCCA is a corporation incorporated in Connecticut, with its principal place of business in Hartford, Connecticut. TPCCA is authorized to conduct business in Ohio and is engaged in the business of issuing policies of liability insurance in this state.


b. Discover is a corporation incorporated in Connecticut, with its principal place of business in Hartford, Connecticut. Discover is authorized to conduct business in Ohio and is engaged in the business of issuing policies of liability insurance in this state.


c. SGI is a Delaware corporation with its principal place of business in Columbus, Ohio.


d. SSLLC is a Delaware limited liability company with its principal place of business in Columbus, Ohio.


e. SFI is a Delaware corporation with its principal place of business in Columbus, Ohio.


Policies:


a. Discover issued the following Commercial General Liability insurance policies to Safelite:


Policy number D002L00416, effective for the policy period 12/31/2010 to 12/31/2011 (“Discover 2010 Policy”), attached hereto as Exhibit A;

Policy number D002L00416, effective for the policy period 12/31/2011 to 12/31/2012 (“Discover 2011 Policy”), attached hereto as Exhibit B.

b. TPCCA issued the following Excess Follow-Form and Umbrella Liability insurance policies to Safelite:


Policy number ZUP-51M91587-17-NF, effective for the policy period 12/31/2017 to 12/31/2018 (“TPCCA 2017 Policy”), attached hereto as Exhibit C;

Policy number ZUP-51M91587-18-NF, effective for the policy period 12/31/2018 to 12/31/2019 (“TPCCA 2018 Policy”), attached hereto as Exhibit D;

Policy number ZUP-51M91587-19-NF, effective for the policy period 12/31/2019 to ...

Franklin County Ohio Clerk of Courts of the Common Pleas- 2020 Sept 30 1:14 PM-20CV006425


12/31/2020 (“TPCCA 2019 Policy”), attached hereto as Exhibit E.


UNDERLYING LITIGATION


     8. On or about August 8, 2015, underlying claimants Richard Campfield (“Campfield”) and Ultra Bond, Inc (“Ultra Bond”) (and together with Campfield,

          the “Claimants”) initiated litigation against SGI, SSLLC, and SFI by filing a complaint in the United States District Court for the Southern District of Ohio

         (the “Underlying Litigation”).

 

     9. The Underlying Litigation is captioned “Richard Campfield, et al. v. Safelite Group, Inc., et al.” and is currently proceeding under Docket No.

          2:15-cv-02733-


     10. On or about February 7, 2018, the Claimants filed an amended complaint in the Underlying Litigation (the “Amended Complaint”). The Amended

            Complaint is the operative complaint in the still-pending Underlying Litigation and is attached hereto, with exhibits, as Exhibit F.


      11. In the Amended Complaint, the Claimants seek damages under Section 43(a)(1)(B) of the Lanham Act, 15 U.S.C. § 1125(a)(1)(B), in connection with

            Safelite's advertisements. Exhibit F at $ 1.


      12.  In the Amended Complaint, the Claimants allege that Safelite is the country's largest retailer of vehicle glass repair and replacement services.

              Exhibit F at 2.

      13. In the Amended Complaint, the Claimants allege that Safelite's “entire business model for influencing the purchasing decisions by individual and

             commercial consumers of its [vehicle glass repair and replacement] services has been built around one central, but literally false, premise at the heart

             of Safelite's long-standing organized marketing campaign: that a windshield must be replaced if a windshield crack in it is longer [than] six inches.”

             Exhibit F at $ 4


       14. In the Amended Complaint, the Claimants allege that Safelite's internal documents reveal that Safelite knows there is no scientific basis for stating

             that safe repair of windshield cracks must follow this “six inch” rule. Exhibit F at $ 6.


       15. In the Amended Complaint, the Claimants allege that Campfield is an inventor who, along with Ultra Bond, holds or has held several patents related to

             the repair of windshield cracks longer than six inches. Exhibit F at $ 27.


       16. In the Amended Complaint, the Claimants allege that Safelite's false statements that windshield cracks over six inches are not repairable under any

             circumstances have “directly damaged the business of [the Claimants], who are competitors of[Safelite], and who sell products that safely repair

             windshield cracks longer than six inches.” Exhibit F at $ 28.


        17. In the Amended Complaint, the Claimants request injunctive relief, disgorgement, damages including lost profits, attorney's fees, costs, and interest.

               Exhibit F at Prayer for Relief.


        18. Nowhere in the 57-page, 151-paragraph Amended Complaint do the Claimants allege that Safelite's advertising mentioned Campfield or Ultra Bond

               by name or even described Claimants' product.